MintFlying Tools

Credit Card Rewards Calculator

Enter your monthly spending to see exactly how many points or how much cash back you can earn with each Canadian credit card. Choose a card below to get a detailed breakdown by spending category.

Back to all credit cards

Choose a Credit Card

Select any card to see a detailed rewards calculator with category breakdown, transfer partners, and redemption scenarios.

American Express

American Express Aeroplan Card

Aeroplan points · $120/yr

American Express Aeroplan Reserve Card

Aeroplan points · $599/yr

American Express Cobalt Card

Membership Rewards points · $191.88/yr

American Express Gold Rewards Card

Membership Rewards points · $250/yr

American Express Green Card

Membership Rewards points · No annual fee

American Express Platinum Card

Membership Rewards points · $799/yr

Marriott Bonvoy American Express Card

Marriott Bonvoy points · $120/yr

SimplyCash Card from American Express

cash back · No annual fee

SimplyCash Preferred Card from American Express

cash back · $119.88/yr

BMO

BMO Ascend World Elite Mastercard

BMO Rewards points · $150/yr

BMO CashBack Mastercard

cash back · No annual fee

BMO CashBack World Elite Mastercard

cash back · $120/yr

BMO eclipse Rise Visa

BMO Rewards points · No annual fee

BMO eclipse Visa Infinite

BMO Rewards points · $120/yr

BMO eclipse Visa Infinite Privilege

BMO Rewards points · $599/yr

BMO VIPorter Mastercard

VIPorter points · $89/yr

BMO VIPorter World Elite Mastercard

VIPorter points · $199/yr

CIBC

CIBC Adapta Mastercard

Adapta points · No annual fee

CIBC Aeroplan Visa

Aeroplan points · No annual fee

CIBC Aeroplan Visa Infinite

Aeroplan points · $139/yr

CIBC Aeroplan Visa Infinite Privilege

Aeroplan points · $599/yr

CIBC Aventura Gold Visa

Aventura points · $139/yr

CIBC Aventura Visa

Aventura points · No annual fee

CIBC Aventura Visa Infinite

Aventura points · $139/yr

CIBC Aventura Visa Infinite Privilege

Aventura points · $499/yr

CIBC Dividend Visa

Cash Back · No annual fee

CIBC Dividend Visa Infinite

Cash Back · $120/yr

RBC

More Rewards RBC Visa

More Rewards points · No annual fee

More Rewards RBC Visa Infinite

More Rewards points · No annual fee

RBC Avion Visa Infinite

Avion points · $120/yr

RBC Avion Visa Infinite Privilege

Avion points · $399/yr

RBC British Airways Visa Infinite

Avios · $165/yr

RBC Cash Back Mastercard

Cash Back · No annual fee

RBC Cash Back Preferred World Elite Mastercard

Cash Back · $99/yr

RBC ION Visa

Avion points · No annual fee

RBC Visa Platinum Avion

Avion points · $120/yr

WestJet RBC Mastercard

WestJet points · $39/yr

WestJet RBC World Elite Mastercard

WestJet points · $139/yr

Rogers Bank

Rogers Red Mastercard

Cash Back · No annual fee

Rogers Red World Elite Mastercard

Cash Back · No annual fee

Scotiabank

Scotia Momentum Visa Infinite Card

Cash Back · $120/yr

Scotiabank American Express Card

Scene+ points · No annual fee

Scotiabank American Express Platinum Card

Scene+ points · $399/yr

Scotiabank Gold American Express Card

Scene+ points · $120/yr

Scotiabank Momentum Mastercard

Cash Back · No annual fee

Scotiabank Momentum No-Fee Visa

Cash Back · No annual fee

Scotiabank Momentum Visa

Cash Back · $49/yr

Scotiabank Passport Visa Infinite Card

Scene+ points · $150/yr

Scotiabank Passport Visa Infinite Privilege Card

Scene+ points · $599/yr

Scotiabank Scene+ Visa Card

Scene+ points · No annual fee

TD

TD Aeroplan Visa Infinite Card

Aeroplan points · $139/yr

TD Aeroplan Visa Infinite Privilege Card

Aeroplan points · $599/yr

TD Aeroplan Visa Platinum Card

Aeroplan points · $89/yr

TD Cash Back Visa Card

Cash Back Dollars · No annual fee

TD Cash Back Visa Infinite Card

Cash Back Dollars · $139/yr

TD First Class Travel Visa Infinite Card

TD Rewards Points · $139/yr

TD Platinum Travel Visa Card

TD Rewards Points · $89/yr

TD Rewards Visa Card

TD Rewards Points · No annual fee