RBC · Rewards Calculator
RBC Visa Platinum AvionRewards Calculator
| Category | Earn Rate |
|---|---|
| travel related purchases | 1 Avion point per $1 |
| all other eligible purchases | 1 Avion point per $1 |
Enter Your Monthly Spending
We'll calculate your Avion points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Avion points earnings with the RBC Visa Platinum Avion.
Or try a quick-fill preset to get started
Ready to apply for the RBC Visa Platinum Avion?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Avion points.
Welcome Bonus
Bonus
Up to 55,000 Avion points
~$1100 estimated value
How to Earn It
35,000 Avion points
Spend $0 upon approval
20,000 Avion points
Spend $5,000 unspecified period
Offer Expires
June 15, 2026
Card Details
- Annual Fee
- $120/yr
- Additional Card Fee
- $50
- Network
- Visa
- Rewards Program
- Avion Rewards
- Purchase Interest Rate
- 20.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
Insurance & Perks
- Travel Accident Insurance
- Auto Rental Collision/Loss Damage Waiver Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Delayed Baggage Insurance
- Flight Delay Insurance
- Hotel/Motel Burglary Insurance
- Purchase Security Insurance
- Extended Warranty Insurance
- Mobile Device Insurance
How to Use the RBC Visa Platinum Avion Rewards Calculator
This calculator helps you estimate how many Avion points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the RBC Visa Platinum Avion's earn rates to show you a complete breakdown.
Understanding RBC Visa Platinum Avion Earn Rates
The RBC Visa Platinum Avion earns Avion points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- travel related purchases: 1 Avion point per $1
- all other eligible purchases: 1 Avion point per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the RBC Visa Platinum Avion. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Avion points
The true value of your Avion points depends on how you redeem them. As part of the Avion Rewards program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $120 Annual Fee Worth It?
The RBC Visa Platinum Avion carries an annual fee of $120. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.