MintFlying Credit Cards
Compare Credit Cards in Canada
Find the best credit card in Canada for your spending habits. Compare travel rewards cards side-by-side—filter by issuing bank, rewards program, annual fee, card network, and features like lounge access and companion vouchers.
Issuing Bank
Card Network
Rewards Program

CIBC Adapta Mastercard
The CIBC Adapta Mastercard automatically rewards you with bonus points in your top 3 monthly spend categories, offers a strong welcome bonus, and includes complimentary roadside assistance—all with no annual fee.

CIBC Aeroplan Visa
The CIBC Aeroplan Visa Card is a no annual fee travel rewards card that lets you earn Aeroplan points on everyday purchases, including gas, groceries, and Air Canada flights. Enjoy valuable insurance coverage and exclusive Aeroplan travel benefits, making it a great entry-level choice for Canadian travellers.

CIBC Aeroplan Visa Infinite
The CIBC Aeroplan Visa Infinite Card lets you earn Aeroplan points quickly on everyday purchases like gas, groceries, and Air Canada flights, with a strong welcome bonus and first year annual fee rebate. Enjoy comprehensive travel insurance, a free checked bag on Air Canada flights, and exclusive Visa Infinite perks.

CIBC Aeroplan Visa Infinite Privilege
The CIBC Aeroplan Visa Infinite Privilege Card is a premium travel rewards card for Canadians, offering up to 100,000 Aeroplan points as a welcome bonus, elevated earn rates on Air Canada and everyday purchases, Maple Leaf Lounge access, an annual companion pass, and a suite of premium travel and purchase insurance benefits.

CIBC Aventura Gold Visa
The CIBC Aventura Gold Visa Card offers flexible travel rewards, a generous welcome bonus, and 4 complimentary airport lounge visits per year, making it a strong choice for Canadians seeking travel perks and everyday earning power.

CIBC Aventura Visa
The CIBC Aventura Visa Card offers flexible travel rewards with no annual fee, allowing you to earn Aventura Points on everyday purchases and travel. Enjoy extra protection on new purchases and redeem points for flights, hotels, and more with no expiry.

CIBC Aventura Visa Infinite
The CIBC Aventura Visa Infinite Card offers flexible travel rewards, a strong welcome bonus, 4 complimentary airport lounge visits, and premium insurance coverage, making it a top choice for Canadian travellers seeking value and flexibility.

CIBC Aventura Visa Infinite Privilege
The CIBC Aventura Visa Infinite Privilege Card offers premium travel rewards, including up to 80,000 Aventura Points in the first year, 6 complimentary airport lounge visits, a $200 annual travel credit, and exclusive Visa Infinite Privilege benefits. Designed for high-income Canadians, it features accelerated earn rates on travel, dining, and everyday purchases.

CIBC Dividend Visa
The CIBC Dividend Visa Card is a no annual fee cash back card that earns 2% on groceries, 1% on gas, EV charging, transportation, dining, recurring payments, and CIBC by Expedia travel, and 0.5% on all other purchases. It offers valuable insurance coverage and exclusive gas savings with Journie Rewards, making it a strong everyday card for Canadian households.

CIBC Dividend Visa Infinite
The CIBC Dividend Visa Infinite Card is a top-rated Canadian cash back card offering 4% cash back on gas, EV charging, and groceries, plus valuable insurance and exclusive Visa Infinite perks. Enjoy a strong welcome bonus, first-year annual fee rebate, and no limit on the total cash back you can earn.

More Rewards RBC Visa
The More Rewards RBC Visa is a no-annual-fee card that lets you earn accelerated More Rewards points at partner grocery, pharmacy, gas, EV charging, and dining locations, making it ideal for Western Canadians who shop at More Rewards partners. Enjoy a welcome bonus, comprehensive insurance, and exclusive partner perks.

More Rewards RBC Visa Infinite
The More Rewards RBC Visa Infinite lets you earn accelerated More Rewards points at partner locations, on gas, EV charging, and dining, with no annual fee. Ideal for Western Canadians, it also includes comprehensive insurance and exclusive partner perks.

RBC Avion Visa Infinite
The RBC Avion Visa Infinite is a premium travel rewards card that lets you earn Avion points on every purchase, with extra rewards for travel spending. Enjoy flexible redemptions for flights on any airline with no blackout dates, extensive travel insurance, and the ability to transfer points to major airline partners.

RBC Avion Visa Infinite Privilege
The RBC Avion Visa Infinite Privilege is a premium travel rewards card offering up to 70,000 Avion points as a welcome bonus, 1.25 Avion points per dollar on all purchases, and 6 complimentary airport lounge visits per year. Cardholders enjoy comprehensive travel insurance, flexible Avion Rewards redemptions, and exclusive travel perks.

RBC British Airways Visa Infinite
The RBC British Airways Visa Infinite card lets you earn Avios on everyday purchases and offers exclusive travel perks like a companion voucher, 10% off British Airways flights, and comprehensive travel insurance. It's the only Avios-earning credit card in Canada, ideal for frequent flyers looking to maximize rewards on British Airways and oneworld partners.

RBC Cash Back Mastercard
The RBC Cash Back Mastercard offers unlimited cash back with no annual fee, including up to 2% back on groceries and up to 1% on all other purchases. Enjoy a simple rewards program, exclusive partner offers, and essential purchase insurance coverage.

RBC Cash Back Preferred World Elite Mastercard
The RBC Cash Back Preferred World Elite Mastercard offers unlimited cash back on all purchases, premium travel benefits including lounge access, and exclusive perks from RBC and Mastercard. With a high earn rate on everyday spending and a strong welcome bonus, it's ideal for high-income Canadians seeking cash back and premium benefits.

RBC ION Visa
The RBC ION Visa is a no annual fee rewards card that lets you earn Avion points on everyday essentials like groceries, gas, rideshare, streaming, and more. Enjoy flexible redemption options, standard purchase security and extended warranty insurance, and access to exclusive partner offers.

RBC Visa Classic Low Rate
The RBC Visa Classic Low Rate Option credit card offers a low annual interest rate and a low annual fee, making it ideal for those who tend to carry a balance. It includes purchase security and extended warranty insurance, plus exclusive partner offers and the first year annual fee waived for new applicants.

RBC Visa Platinum
The RBC Visa Platinum card offers premium car, travel, and purchase insurance coverage with no annual fee, making it a strong value choice for Canadians seeking essential protections without ongoing costs.

RBC Visa Platinum Avion
The RBC Avion Visa Platinum is a flexible travel rewards card that lets you earn Avion points on every purchase, with no blackout dates or seat restrictions when redeeming for flights. Enjoy broad travel insurance coverage and the ability to redeem points for flights, hotels, car rentals, and more.

Scotia Momentum Visa Infinite Card
The Scotia Momentum Visa Infinite Card offers up to 4% cash back on groceries and recurring payments, 2% on gas, transit, and food delivery, and 1% on all other purchases. Enjoy a strong welcome bonus, comprehensive travel and mobile device insurance, and first-year annual fee waiver for both primary and supplementary cards.

Scotiabank American Express Card
The Scotiabank American Express Card offers no annual fee and lets you earn Scene+ points on everyday purchases, with accelerated rates at select grocery stores, dining, entertainment, gas, transit, and streaming services. Redeem points for travel through Scene+ Travel and enjoy flexible redemption options.

Scotiabank American Express Platinum Card
The Scotiabank Platinum American Express Card offers accelerated Scene+ points on all purchases, no foreign transaction fees, and premium travel benefits including Priority Pass lounge access and comprehensive travel insurance.

Scotiabank Gold American Express Card
The Scotiabank Gold American Express Card offers accelerated Scene+ points on groceries, dining, entertainment, gas, transit, and streaming, with no foreign transaction fees and a strong welcome bonus. It's ideal for Canadians seeking flexible rewards and premium earn rates on everyday spending.

Scotiabank Momentum Mastercard
The Scotiabank Momentum Mastercard is a no annual fee cash back card that offers 1% cash back on gas, groceries, drug stores, and recurring payments, and 0.5% on all other purchases. It features a 7.99% introductory purchase interest rate for the first 6 months, making it a strong choice for everyday spending and value-conscious Canadians.

Scotiabank Momentum No-Fee Visa
The Scotiabank Momentum No-Fee Visa Card offers up to 1% cash back on everyday purchases with no annual fee, making it a great choice for Canadians seeking simple rewards and flexible cash back redemption.

Scotiabank Momentum Visa
The Scotiabank Momentum Visa Card offers up to 2% cash back on everyday purchases like groceries, gas, transit, and recurring bills, with a modest annual fee. Cardholders also benefit from car rental discounts and flexible cash back redemption options.

Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a premium travel rewards card offering no foreign transaction fees, up to 6 complimentary airport lounge visits per year, and accelerated Scene+ points on travel, groceries, dining, entertainment, and transit. It also features a strong suite of travel insurance and is ideal for frequent travellers seeking flexibility and value.

Scotiabank Passport Visa Infinite Privilege Card
The Scotiabank Passport Visa Infinite Privilege Card offers premium travel perks including 10 complimentary airport lounge visits, no foreign transaction fees, a $250 annual travel credit, and accelerated Scene+ points on travel, dining, and entertainment. Designed for affluent Canadians, it features robust travel insurance and exclusive Visa Infinite Privilege benefits.

Scotiabank Scene+ Visa Card
The Scotiabank Scene+ Visa Card is a no annual fee credit card that lets you earn Scene+ points on every purchase, with accelerated rates at select grocery stores, Cineplex, Home Hardware, and when booking hotels and car rentals through Scene+ Travel. Redeem your points flexibly for travel, entertainment, and more, making it a great entry-level rewards card for everyday spending.

Scotiabank Value Visa Card
The Scotiabank Value Visa Card is a low-interest credit card designed for Canadians who want to save on interest and pay down balances faster, with a competitive 13.99% rate on purchases and cash advances. It features a low annual fee, first-year fee waiver, and special balance transfer offers, making it ideal for those focused on debt repayment rather than rewards.

TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card lets you earn Aeroplan points on everyday purchases and Air Canada flights, with a strong welcome bonus and first year annual fee rebate. Enjoy Air Canada travel perks like free first checked bags, NEXUS fee rebate, and comprehensive travel insurance.

TD Aeroplan Visa Infinite Privilege Card
The TD Aeroplan Visa Infinite Privilege Card is a premium metal card offering up to 85,000 Aeroplan points as a welcome bonus, unlimited Maple Leaf Lounge access, and an annual Air Canada companion pass. Cardholders enjoy accelerated Aeroplan earning on Air Canada, travel, dining, and everyday purchases, plus a suite of travel insurances and exclusive airport privileges.

TD Aeroplan Visa Platinum Card
The TD Aeroplan Visa Platinum Card lets you earn Aeroplan points on everyday purchases, including gas, groceries, and Air Canada flights, with a competitive annual fee and a strong welcome bonus. It features first-year annual fee rebate, travel insurance, and the ability to earn points twice at Aeroplan partners.

TD Cash Back Visa Card
The TD Cash Back Visa Card is a no annual fee credit card that lets you earn 1% cash back on groceries, gas, transit, recurring bills, and streaming, plus 0.5% on all other purchases. Redeem your Cash Back Dollars at any time to help pay down your account balance, with added security and purchase protection benefits.

TD Cash Back Visa Infinite Card
The TD Cash Back Visa Infinite Card offers 3% cash back on groceries, gas, transit, recurring bills, and streaming, plus 1% on everything else. Enjoy a strong welcome bonus, premium insurance, and complimentary roadside assistance, making it a top choice for Canadian cash back seekers.

TD First Class Travel Visa Infinite Card
The TD First Class Travel Visa Infinite Card offers strong travel rewards, up to 165,000 TD Rewards Points as a welcome bonus, an annual $100 travel credit, and 4 complimentary airport lounge visits. Earn accelerated points on travel, groceries, dining, and more, with comprehensive travel insurance and flexible redemption options.

TD Low Rate Visa Card
The TD Low Rate Visa Card offers a low annual interest rate of 12.90% on purchases and cash advances, making it a strong choice for those who may carry a balance. It features a low annual fee, no additional cardholder fee, and a 0% promotional interest rate on purchases for the first 6 months.

TD Platinum Travel Visa Card
The TD Platinum Travel Visa Card lets you earn TD Rewards Points on everyday purchases, with accelerated rates for travel booked through Expedia For TD, groceries, dining, and more. Enjoy flexible redemption options, a strong suite of travel insurance, and a first-year annual fee rebate.

TD Rewards Visa Card
The TD Rewards Visa Card is a no annual fee travel rewards card that lets you earn TD Rewards Points on everyday purchases including groceries, dining, transit, and travel booked through Expedia For TD. Enjoy flexible redemption options, mobile device insurance, and exclusive savings on car rentals.

WestJet RBC Mastercard
The WestJet RBC Mastercard offers WestJet points on everyday spending, bonus points for travel and dining, and an annual companion voucher with a low annual fee. Enjoy flexible redemption options, travel perks, and valuable insurance coverage, making it a great entry-level travel card for Canadians.

WestJet RBC World Elite Mastercard
The WestJet RBC World Elite Mastercard lets you earn WestJet points quickly on travel, groceries, gas, and everyday purchases, and enjoy premium perks like an annual companion voucher, free checked bags, and comprehensive travel insurance. Ideal for frequent WestJet flyers seeking flexible rewards and enhanced travel benefits.
How to Choose the Best Credit Card in Canada
With dozens of credit cards available from Canada's major banks and financial institutions, finding the right card can feel overwhelming. Whether you're looking for the best travel rewards credit card, a no-annual-fee everyday card, or a premium card with lounge access and comprehensive insurance, our comparison tool makes it easy to evaluate your options side-by-side.
We track credit cards from RBC, TD, CIBC, BMO, Scotiabank, American Express, HSBC, MBNA, National Bank, and more—covering every major rewards program in Canada including Aeroplan, Avion, Scene+, Aventura, Membership Rewards, and others. Each card listing is updated regularly so you can compare the latest sign-up bonuses, earn rates, and benefits.
Compare Annual Fees
Filter credit cards by annual fee to find no-fee options or see whether a premium card's perks justify the cost. Many Canadian banks waive the first-year fee as a promotional offer.
Travel Rewards Programs
Earn Aeroplan points, Avion rewards, Scene+ points, Aventura miles, or Amex Membership Rewards. Compare which rewards program and credit card gives you the best value for flights, hotels, and other travel.
Premium Card Perks
Airport lounge access, companion vouchers, no foreign transaction fees, and comprehensive travel insurance—see which Canadian credit cards offer the best premium travel benefits at a glance.
Credit Card Comparison Guide for Canadians
Best Travel Credit Cards in Canada
Travel credit cards in Canada let you earn points or miles on everyday purchases that can be redeemed for flights, hotel stays, and other travel expenses. The most popular travel rewards programs include Aeroplan (Air Canada), Avion (RBC), Scene+ (Scotiabank), Aventura (CIBC), and Membership Rewards (American Express). Each program has its own strengths—Aeroplan cards are ideal for Star Alliance flyers, while Avion points offer flexibility across multiple airlines.
No-Annual-Fee vs. Premium Credit Cards
A no-annual-fee credit card is a great choice if you want to earn rewards without paying for the privilege. However, premium cards (typically $120–$599/year) often deliver far more value through higher earn rates, airport lounge access, travel insurance, companion vouchers, and other perks. If you spend $2,000+ per month on your card, a premium card almost always pays for itself.
Foreign Transaction Fees
Most Canadian credit cards add a 2.5% surcharge on purchases made in a foreign currency. If you travel internationally or shop at US-based online retailers, look for a card that waives this fee. Several premium cards—and a few mid-tier options—offer 0% foreign transaction fees, which can save you hundreds of dollars per year.
Maximizing Credit Card Sign-Up Bonuses
Welcome bonuses are one of the fastest ways to accumulate a large points balance. Canadian banks regularly offer bonuses worth $300–$1,000+ in travel value when you meet a minimum spending requirement in the first few months. Keep an eye on seasonal promotions, as banks frequently increase their standard bonus offers during key periods throughout the year.
