MintFlying Credit Cards

Compare Credit Cards in Canada

Find the best credit card in Canada for your spending habits. Compare travel rewards cards side-by-side—filter by issuing bank, rewards program, annual fee, card network, and features like lounge access and companion vouchers.

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Issuing Bank

Card Network

Rewards Program

Key Features

65 cards listed
American Express Aeroplan Card
American Express

American Express Aeroplan Card

The American Express Aeroplan Card is a mid-tier Aeroplan credit card that earns accelerated Aeroplan points on Air Canada and dining/food delivery purchases, plus offers a welcome bonus of up to 40,000 Aeroplan points and Air Canada travel benefits like a free first checked bag and preferred reward pricing.

$120/yr
Amex
Up to 45,000 Aeroplan points
Aeroplan points
American Express Aeroplan Reserve Card
American Express

American Express Aeroplan Reserve Card

Premium Aeroplan credit card from American Express designed for frequent Air Canada travellers, offering elevated Aeroplan earn rates, Maple Leaf Lounge and Air Canada Café access, and an Annual Companion Pass after meeting a yearly spend threshold.

$599/yr
Amex
Up to 110,000 Aeroplan points
Aeroplan points
Companion VoucherLounge Access
American Express Cobalt Card
American Express

American Express Cobalt Card

The American Express Cobalt Card earns accelerated Membership Rewards points on eats and drinks, streaming, and transit, with a monthly spend-based welcome bonus structure that can total up to 15,000 points in the first year.

$191.88/yr
Amex
Up to 15,000 Membership Rewards points
Membership Rewards points
American Express Gold Rewards Card
American Express

American Express Gold Rewards Card

The American Express Gold Rewards Card earns Membership Rewards points on everyday spending, with accelerated rewards on gas, groceries, drugstores, and travel, plus an elevated welcome bonus earned through consistent monthly spending in the first year.

$250/yr
Amex
Up to 60,000 Membership Rewards points
Membership Rewards points
Lounge Access
American Express Green Card
American Express

American Express Green Card

The American Express Green Card is a no-annual-fee Membership Rewards card that earns 1 point per dollar on everyday purchases and accelerated points on eligible hotel and car rentals booked through American Express Travel, with flexible redemption options including travel, gift cards, merchandise, and Amazon.ca Shop with Points.

No fee
Amex
10,000 Membership Rewards points
Membership Rewards points
American Express Platinum Card
American Express

American Express Platinum Card

The American Express Platinum Card is a premium rewards card earning Membership Rewards points on dining, travel, and everyday spending, with a large welcome bonus and rich travel benefits including a $200 annual travel credit, $200 annual dining credit, NEXUS fee credit, and complimentary access to the Global Lounge Collection.

$799/yr
Amex
Up to 100,000 Membership Rewards points
Membership Rewards points
Lounge Access
BMO Ascend World Elite Mastercard
BMO

BMO Ascend World Elite Mastercard

BMO Ascend World Elite Mastercard is a Canadian travel card with Up to 100,000 BMO Rewards points, $150 annual fee, and BMO Rewards plus lounge access. It earns 1 BMO Rewards points per $1 in bonus categories.

$150/yr
Mastercard
Up to 100,000 BMO Rewards points
BMO Rewards points
Lounge Access1st Year Free
BMO CashBack Mastercard
BMO

BMO CashBack Mastercard

The BMO CashBack Mastercard is a no-annual-fee cash back card that offers elevated rewards on grocery purchases and recurring bill payments, with flexible redemption options including statement credits and deposits to BMO accounts.

No fee
Mastercard
Up to 5% cash back in the first 3 months
cash back
BMO CashBack World Elite Mastercard
BMO

BMO CashBack World Elite Mastercard

The BMO CashBack World Elite Mastercard is a premium cash back card offering up to 5% back on groceries, strong earn rates on transit, gas, and recurring bills, and flexible cash back redemptions starting at $1, with the annual fee rebated in the first year and a welcome offer valued up to $650.

$120/yr
Mastercard
Up to $480 cash back ($40/month for 12 months)
cash back
1st Year Free
BMO eclipse Rise Visa
BMO

BMO eclipse Rise Visa

The BMO eclipse rise Visa Card is a no-annual-fee rewards card that earns accelerated BMO Rewards points on recurring bills, groceries, dining and takeout, plus a welcome bonus and opportunities to earn extra points annually for good payment and redemption habits.

No fee
Visa
Up to 25,000 BMO Rewards points
BMO Rewards points
BMO eclipse Visa Infinite
BMO

BMO eclipse Visa Infinite

The BMO eclipse Visa Infinite Card is a lifestyle-focused rewards card that earns 5x BMO Rewards points on groceries, gas, transit, dining, and food delivery, plus 1x on everything else. It features a strong welcome offer, a $50 annual lifestyle credit, and built-in travel insurance benefits.

$120/yr
Visa
Up to 70,000 BMO Rewards points
BMO Rewards points
1st Year Free
BMO eclipse Visa Infinite Privilege
BMO

BMO eclipse Visa Infinite Privilege

Premium lifestyle and travel rewards card earning 5x BMO Rewards points on everyday categories, with a large welcome bonus, rich travel insurance, airport lounge access, and an annual $200 lifestyle credit for high-income Canadian cardholders.

$599/yr
Visa
Up to 200,000 BMO Rewards points
BMO Rewards points
Lounge Access
BMO Preferred Rate Mastercard
BMO

BMO Preferred Rate Mastercard

A low-interest BMO Mastercard with a modest annual fee, featuring a 13.99% purchase rate and 15.99% cash advance rate, plus a first-year annual fee waiver and optional BMO PaySmart installment plans.

$29/yr
Mastercard
0% introductory interest rate on balance transfers for 9 months
13.99% interest
1st Year Free
BMO VIPorter Mastercard
BMO

BMO VIPorter Mastercard

The BMO VIPorter Mastercard lets you earn VIPorter points on every purchase, with accelerated rewards on Porter flights and travel categories, plus a welcome package that includes up to 40,000 points, a 35% off flight voucher, and first-year annual fee waiver.

$89/yr
Mastercard
40,000 VIPorter points + 35% off flight voucher
VIPorter points
1st Year Free
BMO VIPorter World Elite Mastercard
BMO

BMO VIPorter World Elite Mastercard

A premium travel Mastercard for Porter flyers, the BMO VIPorter World Elite Mastercard earns elevated VIPorter points on Porter, travel, groceries, dining and hotels, and includes perks like an annual round-trip companion pass, free checked and carry-on bags, seat selection, and priority airport services, with the annual fee waived in the first year.

$199/yr
Mastercard
70,000 VIPorter points + 35% off flight voucher
VIPorter points
Companion Voucher1st Year Free
CIBC Adapta Mastercard
CIBC

CIBC Adapta Mastercard

The CIBC Adapta Mastercard automatically rewards you with bonus points in your top 3 monthly spend categories, offers a strong welcome bonus, and includes complimentary roadside assistance—all with no annual fee.

No fee
Mastercard
Up to 12,000 Adapta points
Adapta points
CIBC Aeroplan Visa
CIBC

CIBC Aeroplan Visa

The CIBC Aeroplan Visa Card is a no annual fee travel rewards card that lets you earn Aeroplan points on everyday purchases, including gas, groceries, and Air Canada flights. Enjoy valuable insurance coverage and exclusive Aeroplan travel benefits, making it a great entry-level choice for Canadian travellers.

No fee
Visa
Up to 10,000 Aeroplan points
Aeroplan points
CIBC Aeroplan Visa Infinite
CIBC

CIBC Aeroplan Visa Infinite

The CIBC Aeroplan Visa Infinite Card lets you earn Aeroplan points quickly on everyday purchases like gas, groceries, and Air Canada flights, with a strong welcome bonus and first year annual fee rebate. Enjoy comprehensive travel insurance, a free checked bag on Air Canada flights, and exclusive Visa Infinite perks.

$139/yr
Visa
Up to 45,000 Aeroplan points
Aeroplan points
1st Year Free
CIBC Aeroplan Visa Infinite Privilege
CIBC

CIBC Aeroplan Visa Infinite Privilege

The CIBC Aeroplan Visa Infinite Privilege Card is a premium travel rewards card for Canadians, offering up to 100,000 Aeroplan points as a welcome bonus, elevated earn rates on Air Canada and everyday purchases, Maple Leaf Lounge access, an annual companion pass, and a suite of premium travel and purchase insurance benefits.

$599/yr
Visa
Up to 100,000 Aeroplan points
Aeroplan points
Companion VoucherLounge Access
CIBC Aventura Gold Visa
CIBC

CIBC Aventura Gold Visa

The CIBC Aventura Gold Visa Card offers flexible travel rewards, a generous welcome bonus, and 4 complimentary airport lounge visits per year, making it a strong choice for Canadians seeking travel perks and everyday earning power.

$139/yr
Visa
Up to 35,000 Aventura Points
Aventura points
Lounge Access1st Year Free
CIBC Aventura Visa
CIBC

CIBC Aventura Visa

The CIBC Aventura Visa Card offers flexible travel rewards with no annual fee, allowing you to earn Aventura Points on everyday purchases and travel. Enjoy extra protection on new purchases and redeem points for flights, hotels, and more with no expiry.

No fee
Visa
Up to 12,500 Aventura Points
Aventura points
CIBC Aventura Visa Infinite
CIBC

CIBC Aventura Visa Infinite

The CIBC Aventura Visa Infinite Card offers flexible travel rewards, a strong welcome bonus, 4 complimentary airport lounge visits, and premium insurance coverage, making it a top choice for Canadian travellers seeking value and flexibility.

$139/yr
Visa
Up to 35,000 Aventura Points
Aventura points
Lounge Access1st Year Free
CIBC Aventura Visa Infinite Privilege
CIBC

CIBC Aventura Visa Infinite Privilege

The CIBC Aventura Visa Infinite Privilege Card offers premium travel rewards, including up to 80,000 Aventura Points in the first year, 6 complimentary airport lounge visits, a $200 annual travel credit, and exclusive Visa Infinite Privilege benefits. Designed for high-income Canadians, it features accelerated earn rates on travel, dining, and everyday purchases.

$499/yr
Visa
Up to 80,000 Aventura Points
Aventura points
Lounge Access
CIBC Dividend Visa
CIBC

CIBC Dividend Visa

The CIBC Dividend Visa Card is a no annual fee cash back card that earns 2% on groceries, 1% on gas, EV charging, transportation, dining, recurring payments, and CIBC by Expedia travel, and 0.5% on all other purchases. It offers valuable insurance coverage and exclusive gas savings with Journie Rewards, making it a strong everyday card for Canadian households.

No fee
Visa
Cash Back
CIBC Dividend Visa Infinite
CIBC

CIBC Dividend Visa Infinite

The CIBC Dividend Visa Infinite Card is a top-rated Canadian cash back card offering 4% cash back on gas, EV charging, and groceries, plus valuable insurance and exclusive Visa Infinite perks. Enjoy a strong welcome bonus, first-year annual fee rebate, and no limit on the total cash back you can earn.

$120/yr
Visa
Up to $350 cash back
Cash Back
1st Year Free
Marriott Bonvoy American Express Card
American Express

Marriott Bonvoy American Express Card

The Marriott Bonvoy American Express Card earns elevated Marriott Bonvoy points on Marriott stays and a solid rate on everyday purchases, with a substantial welcome bonus and an annual Free Night Award worth up to 35,000 points for ongoing value.

$120/yr
Amex
Up to 110,000 Marriott Bonvoy points
Marriott Bonvoy points
MBNA True Line Gold Mastercard
MBNA

MBNA True Line Gold Mastercard

The MBNA True Line Gold Mastercard is a low-rate credit card featuring a 10.99% standard interest rate on purchases and a modest $39 annual fee, designed for Canadians seeking to reduce interest costs rather than earn rewards.

$39/yr
Mastercard
10.99% interest
MBNA True Line Mastercard
MBNA

MBNA True Line Mastercard

The MBNA True Line Mastercard is a no-annual-fee low-interest card featuring a 12.99% purchase rate and a 0% promotional balance transfer rate for 12 months on transfers completed within 90 days of account opening.

No fee
Mastercard
12.99% interest
More Rewards RBC Visa
RBC

More Rewards RBC Visa

The More Rewards RBC Visa is a no-annual-fee card that lets you earn accelerated More Rewards points at partner grocery, pharmacy, gas, EV charging, and dining locations, making it ideal for Western Canadians who shop at More Rewards partners. Enjoy a welcome bonus, comprehensive insurance, and exclusive partner perks.

No fee
Visa
20,000 More Rewards points
More Rewards points
More Rewards RBC Visa Infinite
RBC

More Rewards RBC Visa Infinite

The More Rewards RBC Visa Infinite lets you earn accelerated More Rewards points at partner locations, on gas, EV charging, and dining, with no annual fee. Ideal for Western Canadians, it also includes comprehensive insurance and exclusive partner perks.

No fee
Visa
20,000 More Rewards points
More Rewards points
RBC Avion Visa Infinite
RBC

RBC Avion Visa Infinite

The RBC Avion Visa Infinite is a premium travel rewards card that earns flexible Avion points on everyday and travel purchases, with a welcome bonus of up to 55,000 points and extensive travel insurance coverage, plus access to Visa Infinite benefits and Avion Rewards Elite membership.

$120/yr
Visa
Up to 55,000 Avion points
Avion points
RBC Avion Visa Infinite Privilege
RBC

RBC Avion Visa Infinite Privilege

A premium travel rewards card that earns 1.25 Avion points per dollar on all purchases, offers up to 70,000 Avion points as a welcome bonus, and includes extensive travel benefits such as lounge access, fast-track security, and comprehensive insurance coverage.

$399/yr
Visa
Up to 70,000 Avion points
Avion points
Lounge Access
RBC British Airways Visa Infinite
RBC

RBC British Airways Visa Infinite

The RBC British Airways Visa Infinite card earns Avios on everyday spending with elevated rewards on British Airways, dining and food delivery, plus a rich welcome bonus and annual companion voucher opportunity. Cardholders also benefit from a 10% discount on British Airways flights and broad travel and purchase protection insurance.

$165/yr
Visa
Up to 60,000 bonus Avios
Avios
Companion Voucher
RBC Cash Back Mastercard
RBC

RBC Cash Back Mastercard

The RBC Cash Back Mastercard offers unlimited cash back with no annual fee, including up to 2% back on groceries and up to 1% on all other purchases. Enjoy a simple rewards program, exclusive partner offers, and essential purchase insurance coverage.

No fee
Mastercard
Cash Back
RBC Cash Back Preferred World Elite Mastercard
RBC

RBC Cash Back Preferred World Elite Mastercard

The RBC Cash Back Preferred World Elite Mastercard offers unlimited cash back on all purchases, premium travel benefits including lounge access, and exclusive perks from RBC and Mastercard. With a high earn rate on everyday spending and a strong welcome bonus, it's ideal for high-income Canadians seeking cash back and premium benefits.

$99/yr
Mastercard
Cash Back
Lounge Access
RBC ION Visa
RBC

RBC ION Visa

The RBC ION Visa is a no annual fee rewards card that lets you earn Avion points on everyday essentials like groceries, gas, rideshare, streaming, and more. Enjoy flexible redemption options, standard purchase security and extended warranty insurance, and access to exclusive partner offers.

No fee
Visa
Up to 11,000 Avion points
Avion points
RBC Visa Classic Low Rate
RBC

RBC Visa Classic Low Rate

The RBC Visa Classic Low Rate Option credit card offers a low annual interest rate and a low annual fee, making it ideal for those who tend to carry a balance. It includes purchase security and extended warranty insurance, plus exclusive partner offers and the first year annual fee waived for new applicants.

$20/yr
Visa
12.99% interest
1st Year Free
RBC Visa Platinum
RBC

RBC Visa Platinum

The RBC Visa Platinum card offers premium car, travel, and purchase insurance coverage with no annual fee, making it a strong value choice for Canadians seeking essential protections without ongoing costs.

No fee
Visa
N/A
RBC Visa Platinum Avion
RBC

RBC Visa Platinum Avion

The RBC Avion Visa Platinum is a travel rewards credit card that earns flexible Avion points on all purchases and includes automatic Avion Rewards Elite membership, allowing redemptions for flights, hotels, car rentals and more with no blackout dates or seat restrictions.

$120/yr
Visa
Up to 55,000 Avion points
Avion points
Rogers Red Mastercard
Rogers Bank

Rogers Red Mastercard

The Rogers Red Mastercard is a no-annual-fee cash back card that offers up to 2% cash back on everyday and U.S. dollar purchases, plus a 1.5x redemption bonus when you apply rewards to eligible Rogers, Fido, Shaw or Comwave bills and 5 free Roam Like Home days annually with an eligible Rogers mobile plan.

No fee
Mastercard
Cash Back
Rogers Red World Elite Mastercard
Rogers Bank

Rogers Red World Elite Mastercard

The Rogers Red World Elite Mastercard is a no-annual-fee cash back card that offers up to 3% cash back on U.S. dollar purchases and enhanced earn rates and redemption bonuses for Rogers, Fido, Shaw and Comwave customers, along with included insurance benefits and 5 free Roam Like Home days each year with an eligible Rogers mobile plan.

No fee
Mastercard
Cash Back
Scotia Momentum Visa Infinite Card
Scotiabank

Scotia Momentum Visa Infinite Card

The Scotia Momentum Visa Infinite Card offers up to 4% cash back on groceries and recurring payments, 2% on gas, transit, and food delivery, and 1% on all other purchases. Enjoy a strong welcome bonus, comprehensive travel and mobile device insurance, and first-year annual fee waiver for both primary and supplementary cards.

$120/yr
Visa
Up to $200 cash back
Cash Back
1st Year Free
Scotiabank American Express Card
Scotiabank

Scotiabank American Express Card

The Scotiabank American Express Card is a no-fee Scene+ rewards card that earns accelerated Scene+ points on groceries at participating Sobeys group stores, on everyday categories like dining, entertainment, gas, transit and streaming, and on all other purchases, with a modest welcome bonus for new cardholders.

No fee
Amex
Up to 5,000 bonus Scene+ points
Scene+ points
Scotiabank American Express Platinum Card
Scotiabank

Scotiabank American Express Platinum Card

The Scotiabank Platinum American Express Card offers accelerated Scene+ points on all purchases, no foreign transaction fees, and premium travel benefits including Priority Pass lounge access and comprehensive travel insurance.

$399/yr
Amex
Up to 80,000 bonus Scene+ points
Scene+ points
Lounge AccessNo FX Fee
Scotiabank Gold American Express Card
Scotiabank

Scotiabank Gold American Express Card

The Scotiabank Gold American Express Card offers accelerated Scene+ points on groceries, dining, entertainment, gas, transit, and streaming, with no foreign transaction fees and a strong welcome bonus. It's ideal for Canadians seeking flexible rewards and premium earn rates on everyday spending.

$120/yr
Amex
Up to 45,000 bonus Scene+ points
Scene+ points
No FX Fee1st Year Free
Scotiabank Momentum Mastercard
Scotiabank

Scotiabank Momentum Mastercard

The Scotiabank Momentum Mastercard is a no annual fee cash back card that offers 1% cash back on gas, groceries, drug stores, and recurring payments, and 0.5% on all other purchases. It features a 7.99% introductory purchase interest rate for the first 6 months, making it a strong choice for everyday spending and value-conscious Canadians.

No fee
Mastercard
Cash Back
Scotiabank Momentum No-Fee Visa
Scotiabank

Scotiabank Momentum No-Fee Visa

The Scotiabank Momentum No-Fee Visa Card offers up to 1% cash back on everyday purchases with no annual fee, making it a great choice for Canadians seeking simple rewards and flexible cash back redemption.

No fee
Visa
5% cash back on up to $2,000 in purchases
Cash Back
Scotiabank Momentum Visa
Scotiabank

Scotiabank Momentum Visa

The Scotiabank Momentum Visa Card offers up to 2% cash back on everyday purchases like groceries, gas, transit, and recurring bills, with a modest annual fee. Cardholders also benefit from car rental discounts and flexible cash back redemption options.

$49/yr
Visa
Cash Back
Scotiabank Passport Visa Infinite Card
Scotiabank

Scotiabank Passport Visa Infinite Card

A premium no-foreign-transaction-fee travel rewards card that earns accelerated Scene+ points on travel, groceries, dining, entertainment and transit, and includes six annual airport lounge visits plus robust travel insurance coverage.

$150/yr
Visa
Up to 50,000 bonus Scene+ points
Scene+ points
Lounge AccessNo FX Fee
Scotiabank Passport Visa Infinite Privilege Card
Scotiabank

Scotiabank Passport Visa Infinite Privilege Card

A premium travel rewards card with no foreign transaction fees, rich Scene+ earning on travel, dining, and everyday purchases, a $250 annual travel credit, and extensive airport lounge access and luxury travel benefits for high-income Canadian travelers.

$599/yr
Visa
Up to 100,000 bonus Scene+ points
Scene+ points
Lounge AccessNo FX Fee
Scotiabank Scene+ Visa Card
Scotiabank

Scotiabank Scene+ Visa Card

The Scotiabank Scene+ Visa Card is a no annual fee credit card that lets you earn Scene+ points on every purchase, with accelerated rates at select grocery stores, Cineplex, Home Hardware, and when booking hotels and car rentals through Scene+ Travel. Redeem your points flexibly for travel, entertainment, and more, making it a great entry-level rewards card for everyday spending.

No fee
Visa
Up to 10,000 bonus Scene+ points
Scene+ points
Scotiabank Value Visa Card
Scotiabank

Scotiabank Value Visa Card

The Scotiabank Value Visa Card is a low-interest credit card designed for Canadians who want to save on interest and pay down balances faster, with a competitive 13.99% rate on purchases and cash advances. It features a low annual fee, first-year fee waiver, and special balance transfer offers, making it ideal for those focused on debt repayment rather than rewards.

$29/yr
Visa
13.99% interest
1st Year Free
SimplyCash Card from American Express
American Express

SimplyCash Card from American Express

The SimplyCash Card from American Express is a no-annual-fee cash back card that offers a 5% bonus cash back welcome offer and strong ongoing earn rates, including 2% cash back on eligible gas and grocery purchases up to an annual cap and 1.25% on other eligible spending.

No fee
Amex
Up to $100 bonus cash back
cash back
SimplyCash Preferred Card from American Express
American Express

SimplyCash Preferred Card from American Express

The SimplyCash Preferred Card from American Express is a cash back credit card that offers a 10% welcome cash back bonus on your first $2,000 in purchases, plus elevated cash back on gas and grocery purchases and a flat rate on all other eligible spending for straightforward rewards.

$119.88/yr
Amex
10% cash back welcome bonus (up to $200)
cash back
TD Aeroplan Visa Infinite Card
TD

TD Aeroplan Visa Infinite Card

The TD Aeroplan Visa Infinite Card is a premium Aeroplan rewards credit card that earns accelerated points on gas, EV charging, groceries and Air Canada purchases, plus a strong welcome bonus package. Cardholders benefit from free first checked bags for up to eight companions on Air Canada flights, NEXUS fee rebates, and exclusive Visa Infinite travel and lifestyle perks.

$139/yr
Visa
Up to 45,000 Aeroplan points
Aeroplan points
1st Year Free
TD Aeroplan Visa Infinite Privilege Card
TD

TD Aeroplan Visa Infinite Privilege Card

Ultra-premium metal Aeroplan credit card offering up to 85,000 Aeroplan points in the first year, elevated earn rates on Air Canada and everyday categories, and extensive Air Canada travel perks including Maple Leaf Lounge access and an annual Worldwide Companion Pass.

$599/yr
Visa
Up to 85,000 Aeroplan points
Aeroplan points
Companion VoucherLounge Access
TD Aeroplan Visa Platinum Card
TD

TD Aeroplan Visa Platinum Card

The TD Aeroplan Visa Platinum Card is an entry-level Aeroplan credit card that earns Aeroplan points on everyday purchases, with accelerated earning on gas, EV charging, groceries and Air Canada purchases, plus a first-year annual fee rebate and a modest welcome bonus.

$89/yr
Visa
Up to 20,000 Aeroplan points
Aeroplan points
1st Year Free
TD Cash Back Visa Card
TD

TD Cash Back Visa Card

The TD Cash Back Visa Card is a no annual fee credit card that lets you earn 1% cash back on groceries, gas, transit, recurring bills, and streaming, plus 0.5% on all other purchases. Redeem your Cash Back Dollars at any time to help pay down your account balance.

No fee
Visa
Cash Back Dollars
TD Cash Back Visa Infinite Card
TD

TD Cash Back Visa Infinite Card

The TD Cash Back Visa Infinite Card offers 3% cash back on groceries, gas, transit, recurring bills, and streaming, plus 1% on everything else. Enjoy a strong welcome bonus, first-year annual fee rebate, premium insurance, and free roadside assistance.

$139/yr
Visa
10% Cash Back Dollars welcome bonus
Cash Back Dollars
1st Year Free
TD First Class Travel Visa Infinite Card
TD

TD First Class Travel Visa Infinite Card

The TD First Class Travel Visa Infinite Card offers strong travel rewards with up to 165,000 TD Rewards Points as a welcome bonus, first-year annual fee rebate, and accelerated earn rates on travel, groceries, dining, and more. Enjoy premium travel benefits including a $100 annual travel credit, 4 complimentary airport lounge visits, and comprehensive travel insurance.

$139/yr
Visa
Up to 165,000 TD Rewards Points
TD Rewards Points
Lounge Access1st Year Free
TD Low Rate Visa Card
TD

TD Low Rate Visa Card

TD Low Rate Visa Card offers a low ongoing rate on purchases and cash advances, with a 0% promotional rate on Purchases for the first 6 months. It includes optional Travel Medical Insurance and Trip Cancellation/Trip Interruption Insurance, Purchase Security and Extended Warranty Protection, Starbucks Stars, and digital wallet compatibility.

$25/yr
Visa
12.9% interest
TD Platinum Travel Visa Card
TD

TD Platinum Travel Visa Card

The TD Platinum Travel Visa Card lets you earn TD Rewards Points on everyday purchases, with accelerated rates for travel booked through Expedia For TD, groceries, dining, and more. Enjoy flexible redemption options, a strong suite of travel insurance, and a first-year annual fee rebate.

$89/yr
Visa
Up to 50,000 TD Rewards Points
TD Rewards Points
1st Year Free
TD Rewards Visa Card
TD

TD Rewards Visa Card

The TD Rewards Visa Card is a no annual fee travel rewards card that lets you earn TD Rewards Points on everyday purchases, including groceries, dining, public transit, and travel booked through Expedia For TD. Enjoy flexible redemption options, mobile device insurance, and exclusive savings on car rentals.

No fee
Visa
15,152 TD Rewards Points
TD Rewards Points
WestJet RBC Mastercard
RBC

WestJet RBC Mastercard

The WestJet RBC Mastercard is a low-fee travel card that earns WestJet points on everyday spending, with accelerated earn on WestJet travel and select dining and digital categories. Cardholders also receive a welcome and annual companion voucher tied to modest annual spend, plus mobile device and travel-related insurance benefits.

$39/yr
Mastercard
Up to 10,000 WestJet points
WestJet points
Companion Voucher
WestJet RBC World Elite Mastercard
RBC

WestJet RBC World Elite Mastercard

A premium WestJet travel card that earns elevated WestJet points on WestJet, grocery, gas and transportation purchases, plus strong travel perks including free checked bags, an annual companion voucher with flexible exchange options, and access to airport lounges.

$139/yr
Mastercard
Up to 45,000 WestJet points
WestJet points
Companion VoucherLounge Access

How to Choose the Best Credit Card in Canada

With dozens of credit cards available from Canada's major banks and financial institutions, finding the right card can feel overwhelming. Whether you're looking for the best travel rewards credit card, a no-annual-fee everyday card, or a premium card with lounge access and comprehensive insurance, our comparison tool makes it easy to evaluate your options side-by-side.

We track credit cards from RBC, TD, CIBC, BMO, Scotiabank, American Express, HSBC, MBNA, National Bank, and more—covering every major rewards program in Canada including Aeroplan, Avion, Scene+, Aventura, Membership Rewards, and others. Each card listing is updated regularly so you can compare the latest sign-up bonuses, earn rates, and benefits.

Compare Annual Fees

Filter credit cards by annual fee to find no-fee options or see whether a premium card's perks justify the cost. Many Canadian banks waive the first-year fee as a promotional offer.

Travel Rewards Programs

Earn Aeroplan points, Avion rewards, Scene+ points, Aventura miles, or Amex Membership Rewards. Compare which rewards program and credit card gives you the best value for flights, hotels, and other travel.

Premium Card Perks

Airport lounge access, companion vouchers, no foreign transaction fees, and comprehensive travel insurance—see which Canadian credit cards offer the best premium travel benefits at a glance.

Credit Card Comparison Guide for Canadians

Best Travel Credit Cards in Canada

Travel credit cards in Canada let you earn points or miles on everyday purchases that can be redeemed for flights, hotel stays, and other travel expenses. The most popular travel rewards programs include Aeroplan (Air Canada), Avion (RBC), Scene+ (Scotiabank), Aventura (CIBC), and Membership Rewards (American Express). Each program has its own strengths—Aeroplan cards are ideal for Star Alliance flyers, while Avion points offer flexibility across multiple airlines.

No-Annual-Fee vs. Premium Credit Cards

A no-annual-fee credit card is a great choice if you want to earn rewards without paying for the privilege. However, premium cards (typically $120–$599/year) often deliver far more value through higher earn rates, airport lounge access, travel insurance, companion vouchers, and other perks. If you spend $2,000+ per month on your card, a premium card almost always pays for itself.

Foreign Transaction Fees

Most Canadian credit cards add a 2.5% surcharge on purchases made in a foreign currency. If you travel internationally or shop at US-based online retailers, look for a card that waives this fee. Several premium cards—and a few mid-tier options—offer 0% foreign transaction fees, which can save you hundreds of dollars per year.

Maximizing Credit Card Sign-Up Bonuses

Welcome bonuses are one of the fastest ways to accumulate a large points balance. Canadian banks regularly offer bonuses worth $300–$1,000+ in travel value when you meet a minimum spending requirement in the first few months. Keep an eye on seasonal promotions, as banks frequently increase their standard bonus offers during key periods throughout the year.

Frequently Asked Questions About Credit Cards in Canada

What is the best travel credit card in Canada?
The best travel credit card in Canada depends on your travel habits. For Aeroplan collectors, the TD Aeroplan Visa Infinite and Amex Aeroplan cards are top picks. For flexible points, the Amex Cobalt and HSBC World Elite Mastercard stand out. Use our comparison tool above to filter cards by rewards program, annual fee, and features like lounge access to find the best fit for you.
How do I compare credit cards in Canada?
Use MintFlying's credit card comparison tool to filter cards by issuing bank (RBC, TD, CIBC, BMO, Scotiabank, Amex, and more), rewards program (Aeroplan, Avion, Scene+, Membership Rewards, etc.), card network, annual fee, and features like lounge access, companion vouchers, and no foreign transaction fees. You can compare cards side-by-side to see which one offers the most value.
What credit card has the best sign-up bonus in Canada?
Sign-up bonuses change frequently. Premium travel cards from Amex, TD, and RBC often offer the highest-value welcome bonuses—sometimes worth $500 or more in travel. Check our comparison tool for the latest sign-up bonus offers across all major Canadian banks.
Are no-annual-fee credit cards worth it in Canada?
Yes—no-annual-fee credit cards can be excellent choices, especially if you're starting out or want a secondary card. Cards like the MBNA Rewards World Elite Mastercard and certain no-fee Visa cards still offer solid earn rates and perks. However, if you spend enough, a premium card's benefits (lounge access, insurance, higher earn rates) can far outweigh the annual fee.
What are the best credit cards for earning airline miles in Canada?
The best cards for earning airline miles in Canada include the TD Aeroplan Visa Infinite, Amex Aeroplan Reserve, CIBC Aventura Visa Infinite, and the RBC Avion Visa Infinite. Each earns points that transfer to airline loyalty programs or can be redeemed directly for flights. The right choice depends on which airline alliance you prefer and how much you spend annually.
Do Canadian credit cards charge foreign transaction fees?
Most Canadian credit cards charge a 2.5% foreign transaction fee on purchases made in a foreign currency. However, several cards—including the Scotiabank Passport Visa Infinite, HSBC World Elite Mastercard, and certain Amex cards—waive this fee entirely, making them ideal for international travel.