Compare Credit Cards in Canada

A mid-tier Aeroplan credit card earning 2x Aeroplan points on Air Canada purchases, 1.5x on dining & food delivery, with a free first checked bag on Air Canada, 4th night free on hotel redemptions, and up to 45,000 Aeroplan points — $120/year.

A premium Aeroplan credit card with unlimited Maple Leaf Lounge access, 3x Aeroplan points on Air Canada, 2x on dining & food delivery, 1.25x on everything else, priority Air Canada perks, SQC earning toward Elite Status, and up to 150,000 Aeroplan points — $599/year.

Canada's top everyday rewards card earning 5 Membership Rewards points per $1 on eats & drinks (groceries, dining, and food delivery), 3 Membership Rewards points per $1 on streaming subscriptions, 2 Membership Rewards points per $1 on gas, transit & ride share — with full access to the Membership Rewards transfer partner network — $15.99/month.

A premium metal rewards card earning 2x Membership Rewards points on travel, gas, groceries, and drugstores, with a $100 annual travel credit, 4 complimentary Plaza Premium lounge visits, and up to 60,000 Membership Rewards points in your first year — $250/year.

A no-annual-fee Membership Rewards card earning 1x points on all purchases with a 10,000-point welcome bonus, 1:1 transfer partners, and made from 99% recycled plastic — the simplest entry into the Amex ecosystem.

Canada's premier travel credit card with unlimited Priority Pass lounge access, $200 annual travel credit, $200 annual dining credit, Marriott Bonvoy Gold Elite status, and up to 170,000 Membership Rewards points — $799/year.

A premium travel card earning 5x BMO Rewards points per $1 on travel, 3x on dining, entertainment, and recurring bills, and 1x on everything else. Includes up to 100,000 bonus points, first-year fee waived, NEXUS credit, 4 airport lounge passes, and comprehensive travel insurance with 21-day medical coverage.

A no-annual-fee cash back card earning 3% on groceries, 1% on recurring bill payments, and 0.5% on everything else — plus up to 5% cash back on all purchases in your first 3 months.

BMO's premium cash back card earning 5% on groceries, 4% on transit, 3% on gas, 2% on recurring bills, and 1% on everything else — plus up to $650 in first-year value including $40/month cash back when you spend $2,000+/month.

A no-annual-fee rewards card earning 5x BMO Rewards points per $2 on recurring bills, groceries, dining, and takeout — plus 1 point per $2 on everything else. Includes a 25,000-point welcome bonus and up to 5,000 bonus points every year for on-time payments and redemptions.

A premium rewards card earning 5x BMO Rewards points per $1 on groceries, gas, transit, dining, and takeout — plus 1 point per $1 on everything else. Includes up to 70,000 bonus points, first-year fee waived, $50 annual lifestyle credit, travel insurance, and 10% bonus points for adding an authorized user.

BMO's ultra-premium rewards card earning 5x BMO Rewards points per $1 on groceries, dining, drugstores, gas, and travel — plus 1 point per $1 on everything else. Includes up to 200,000 bonus points, $200 annual lifestyle credit, NEXUS statement credit, 6 airport lounge passes, comprehensive travel insurance, and 25% bonus points for adding an authorized user.

BMO's lowest-interest credit card with a 13.99% purchase rate, $29 annual fee (waived first year), and a 0% introductory balance transfer rate for 18 months. No rewards program — built for cardholders who carry a balance and want to minimize interest charges.

A co-branded Porter Airlines rewards card earning up to 2x VIPorter points per $1 on Porter purchases and 1x on travel, groceries, dining, and hotels — plus up to 40,000 VIPorter points, a 35% off flight voucher, and the annual fee waived in the first year.

BMO's premium Porter Airlines co-brand card earning 3x VIPorter points on Porter purchases and 2x on travel, groceries, dining, and hotels — plus a 70,000-point welcome bonus, annual companion pass, free checked bag, and annual fee waived in the first year.

A unique no-annual-fee rewards card that automatically earns 1.5 Adapta points per $1 on your top 3 spending categories each month, 2 points per $1 on travel through CIBC by Expedia, and 1 point per $1 on everything else. Includes roadside assistance, Journie Rewards fuel savings, a 6,000-point welcome bonus, and basic purchase insurance — all with no annual fee.

CIBC's no-annual-fee Aeroplan card earning 1 point per $1 on gas, groceries, EV charging, and Air Canada purchases, and 1 point per $1.50 on everything else. Includes a free first checked bag on Air Canada, preferred pricing on flight rewards, a welcome offer of up to 10,000 Aeroplan points, and basic insurance coverage — all with no annual fee.

A premium Aeroplan-earning card with 1.5 Aeroplan points per $1 on eligible gas, electric vehicle charging, groceries and with Air Canada directly (including through Air Canada Vacations), plus 1 Aeroplan point per $1 on everything else. Includes free first checked bag on Air Canada, preferred pricing on Aeroplan flight rewards, 10 types of insurance, and a welcome offer of up to 50,000 Aeroplan points with first-year annual fee waived.

CIBC's top-tier Aeroplan card earning 2 points per $1 on Air Canada, 1.5 pts/$1 on gas, groceries, EV charging, dining, and travel, and 1.25 pts/$1 on everything else. Includes Maple Leaf Lounge access, 6 Visa Airport Companion visits, free checked bags, preferred pricing on flight rewards, Annual Worldwide Companion Pass, 31-day emergency medical, and a welcome offer of up to 100,000 Aeroplan points.

A flexible travel card earning up to 2 Aventura points per $1 on eligible travel purchased through the CIBC Rewards Centre (CIBC by Expedia), 1.5 pts/$1 on eligible gas stations, electric vehicle charging stations, grocery stores and drug stores, and 1 pt/$1 on everything else. Includes 4 free airport lounge visits, NEXUS fee rebate, and a welcome offer of up to 60,000 Aventura points with first-year annual fee waived — all with only a $15,000 household income requirement.

A no-annual-fee travel card earning 1 Aventura point per $1 on travel booked through CIBC Rewards Centre, gas, groceries, EV charging, and drugstores (up to $6,000/year), plus 1 point per $2 on everything else. Includes 3 types of insurance, concierge service, and a welcome offer of up to 12,500 Aventura points — all for $0 per year.

A premium travel card earning up to 2 Aventura points per $1 on eligible travel purchased through the CIBC Rewards Centre (CIBC by Expedia), 1.5 pts/$1 on gas, groceries, EV charging, and drugstores, and 1 pt/$1 on everything else. Includes a comprehensive insurance package, 4 complimentary lounge visits, NEXUS fee rebate, and a welcome offer of up to 60,000 Aventura Points with first-year annual fee waived.

CIBC's top-tier travel card earning 3 Aventura points per $1 on travel booked through CIBC Rewards, 2 pts/$1 on gas, groceries, restaurants, entertainment, and transit, and 1.25 pts/$1 on everything else. Includes 12 types of insurance with 31-day emergency medical, $200 annual travel credit, 6 free airport lounge visits, NEXUS rebate for two cardholders, and a welcome offer of up to 80,000 Aventura points.

CIBC's no-annual-fee cash back card earning 2% on groceries, 1% on gas, EV charging, transportation, dining, and recurring bill payments, and 0.5% on all other purchases. Includes extended warranty and purchase security insurance, Journie Rewards fuel savings, and redeemable cash back on demand — all with no annual fee.

CIBC's premium cash back card earning 4% on gas, EV charging, and groceries, 2% on transportation, dining, recurring payments, and eligible travel purchases through CIBC by Expedia, and 1% on everything else. Includes 6 types of insurance with 10-day emergency medical, mobile device coverage, Visa Infinite perks, Journie Rewards fuel savings, and a welcome offer of up to 10% cash back plus first-year fee waived.

Earn 5x Marriott Bonvoy points on Marriott purchases and 2x on everything else, with up to 70,000 welcome bonus points, an annual free night award, and automatic Silver Elite status — all for $120/year.

MBNA's lowest-rate credit card with a 10.99% purchase interest rate and a $39 annual fee — ideal for Canadians who carry a balance and want the lowest possible interest charges.

A no-annual-fee, low-interest Mastercard with a 12.99% purchase rate — plus a 0% promotional rate on balance transfers for 12 months. Ideal for Canadians who carry a balance or want to consolidate debt.

A no-annual-fee, no-income-requirement Visa card earning 5 More Rewards points per $1 at 700+ partner grocery and pharmacy locations, gas, EV charging, and dining — plus 3 points per $1 on everything else. Includes mobile device insurance, purchase security, and extended warranty at $0/year. Ideal for Western Canadians who shop at Save-On-Foods.

A no-annual-fee Visa Infinite card earning 8 More Rewards points per $1 at 700+ partner locations and on gas, EV charging, and dining — plus 4 points per $1 on everything else. Includes mobile device insurance at $0/year. Ideal for Western Canadians who shop at Save-On-Foods and More Rewards partners.

Earn Avion points on every purchase with up to 70,000 bonus points, book any flight on 500+ airlines with no blackouts, and enjoy unlimited emergency medical insurance. Canada's most popular flexible travel rewards card.

Canada's premium Avion card with up to 100,000 bonus points, 6 global airport lounge passes, fast-track security, enhanced Business and First Class redemption (100 points = $2), and comprehensive travel insurance — all backed by the flexibility of Avion Rewards.

Earn British Airways Avios on every purchase with a 15,000-Avios welcome bonus, 10% off BA flights, and a companion voucher for buy-one-get-one flights in any cabin. The only Avios-earning credit card in Canada.

A no-annual-fee cash back card earning 2% on groceries and up to 1% on everything else — with unlimited cash back, purchase security, and RBC partner perks.

A premium cash back card earning 1.5% cash back on the first $25,000 in annual purchases, then 1% thereafter — with rental car insurance and Mastercard World Elite benefits.

A no-annual-fee rewards card earning 1.5x Avion points on groceries, gas, transit, streaming, and entertainment — plus 1x on everything else. Redeem for gift cards, merchandise, and more.

A low-interest credit card with a fixed 12.99% rate on purchases, cash advances, and balance transfers — plus a limited-time 0.99% intro rate on balance transfers for 10 months.

A no-annual-fee, no-rewards credit card from RBC with a solid insurance package including rental car collision coverage, travel accident insurance, purchase security, and extended warranty.

Earn Avion points on every purchase with up to 70,000 bonus points, book any flight on 500+ airlines with no blackouts, and enjoy broad insurance coverage — all with no income requirement. An accessible entry point into the Avion Rewards program.

A no-annual-fee Mastercard earning 2% cash back on all purchases with a Rogers service (1% without), plus 2% on U.S. dollar purchases and a 1.5x redemption bonus on Rogers bills.

A no-annual-fee World Elite Mastercard earning 2% cash back on all purchases with a Rogers service (1.5% without), 3% on U.S. dollar purchases, and a 1.5x redemption bonus on Rogers bills — plus full travel and purchase insurance.

Scotiabank's flagship cash back card with 4% on groceries and recurring payments, 2% on gas, transit, and food delivery, 15% cash back for the first 3 months, 11 types of insurance, and a first-year annual fee waiver.

A no-annual-fee rewards card earning up to 3 Scene+ points per $1 at Sobeys-family stores, 2x on groceries, dining, entertainment, gas, transit, and streaming, with no income requirement — $0/year.

A premium low-interest rewards card earning 2 Scene+ points per $1 on all purchases, with no foreign transaction fees, 10 airport lounge passes, 9.99% interest rate, and best-in-class insurance — $399/year.

Canada's top flexible rewards card with up to 6 Scene+ points per $1 at Sobeys-family stores, 5x on groceries, dining, and entertainment, no foreign transaction fees, and 12 types of insurance — $120/year.

A no-annual-fee cash back Mastercard earning 1% on gas, groceries, drugstores, and recurring payments, with 0.5% on everything else — works at Costco — $0/year.

A no-annual-fee cash back Visa card earning 1% on groceries, gas, transit, recurring bills, and subscription services, with 0.5% on everything else — plus 10% cash back for the first 3 months and a 0% balance transfer offer.

A low-fee cash back Visa card earning 2% on groceries, gas, transit, recurring bills, and subscription services, with 1% on everything else — plus basic insurance and a balance transfer offer.

A premium travel card with no foreign transaction fees, 6 complimentary airport lounge passes, up to 3 Scene+ points per $1 on select purchases, and 11 types of insurance — $150/year.

Scotiabank's ultra-premium travel card with no foreign transaction fees, 10 complimentary airport lounge passes, $250 annual travel credit, up to 3 Scene+ points per $1 on travel, and best-in-class insurance — $599/year.

A no-annual-fee Visa card earning up to 2 Scene+ points per $1 at Sobeys, Safeway, Home Hardware, and Cineplex, with up to 10,000 bonus points and full Visa acceptance — $0/year.

A low-interest Visa card with a permanent 13.99% rate on purchases, cash advances, and balance transfers, plus a 0.99% introductory balance transfer rate for 9 months — $29/year (first year free).

A no-annual-fee cashback card earning 2% on gas and groceries and 1.25% on everything else — the simplest way to earn cash back with Amex, plus up to $100 in bonus cash back for new cardmembers.

Earn 4% cash back on gas and groceries and 2% on everything else, with up to $250 in welcome bonus value, mobile device insurance, and Instacart credits — all for $9.99/month.

Earn Aeroplan points on every purchase with up to 40,000 bonus points, 1.5x on groceries, gas, and Air Canada purchases, free checked bags for up to 9 travellers, and first-year fee waived. Canada's most awarded Aeroplan credit card.

Canada's ultra-premium Aeroplan card with up to 85,000 bonus points, unlimited Maple Leaf Lounge access with a guest, companion pass from $99, 1.5x on groceries, gas and dining, free checked bags, and a metal card design — $599/year.

An affordable entry point to Aeroplan earning with up to 20,000 bonus points, 1x on groceries, gas, and Air Canada, first-year fee waived, and travel insurance — all for just $89/year.

A no-annual-fee cash back card earning 1% on groceries, gas, EV charging, transit, bill payments, and streaming, plus 0.5% on everything else — with Cash Back Dollars that never expire.

Earn 3% Cash Back Dollars on groceries, gas, EV charging, transit, bill payments, and streaming, plus 1% Cash Back Dollars on everything else, with Deluxe TD Auto Club, mobile device insurance, and first-year fee waived — $139/year.

A flexible travel rewards card earning up to 8x TD Rewards Points on Expedia For TD, 6x on groceries, dining, and transit, with 4 complimentary airport lounge visits, $100 annual travel credit, birthday bonus, and first-year fee waived — $139/year.

A low-interest credit card with a 12.90% annual rate on purchases and cash advances — designed for Canadians who carry a balance or need to finance larger purchases.

Earn up to 6x TD Rewards Points on Expedia For TD, 4.5x on groceries, dining, and transit, with comprehensive travel insurance, first-year fee waived, and up to 50,000 bonus points — all for $89/year.

A no-annual-fee flexible rewards card earning up to 4x TD Rewards Points on Expedia For TD, 3x on groceries, dining, and transit, with mobile device insurance and points that never expire.

Earn WestJet points on every purchase with up to 10,000 bonus points, a companion voucher starting from $199, and 1.5x earning on WestJet, dining, and streaming. A low-fee entry point into WestJet Rewards.

Earn up to 2x WestJet points on travel, groceries, gas and transit, plus a companion voucher, free checked bags for up to 9 travellers, airport lounge access via DragonPass, and comprehensive travel insurance. Canada's top WestJet co-branded card.