RBC · Rewards Calculator
WestJet RBC World Elite MastercardRewards Calculator
| Category | Earn Rate |
|---|---|
| WestJet flights, WestJet Vacations, and Sunwing Vacations | 2 WestJet points per $1 |
| Grocery stores and transportation including gas, EV charging, public transit and rideshare | 2 WestJet points per $1 |
| All other everyday purchases | 1.5 WestJet points per $1 |
Enter Your Monthly Spending
We'll calculate your WestJet points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your WestJet points earnings with the WestJet RBC World Elite Mastercard.
Or try a quick-fill preset to get started
Ready to apply for the WestJet RBC World Elite Mastercard?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your WestJet points.
Welcome Bonus
Bonus
Up to 45,000 WestJet points
~$450 estimated value
How to Earn It
25,000 WestJet points
Spend $0 first purchase
20,000 WestJet points
Spend $5,000 first 3 months
Offer Expires
August 31, 2026
Card Details
- Annual Fee
- $139/yr
- Additional Card Fee
- $59
- Network
- Mastercard
- Rewards Program
- WestJet Rewards
- Purchase Interest Rate
- 20.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Min. Income Required
- $80,000
- Lounge Access
- Yes
- Companion Voucher
- Yes
How to Use the WestJet RBC World Elite Mastercard Rewards Calculator
This calculator helps you estimate how many WestJet points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the WestJet RBC World Elite Mastercard's earn rates to show you a complete breakdown.
Understanding WestJet RBC World Elite Mastercard Earn Rates
The WestJet RBC World Elite Mastercard earns WestJet points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- WestJet flights, WestJet Vacations, and Sunwing Vacations: 2 WestJet points per $1
- Grocery stores and transportation including gas, EV charging, public transit and rideshare: 2 WestJet points per $1
- All other everyday purchases: 1.5 WestJet points per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the WestJet RBC World Elite Mastercard. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your WestJet points
The true value of your WestJet points depends on how you redeem them. As part of the WestJet Rewards program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $139 Annual Fee Worth It?
The WestJet RBC World Elite Mastercard carries an annual fee of $139. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.