TD · Rewards Calculator
TD Aeroplan Visa Platinum CardRewards Calculator
| Category | Earn Rate |
|---|---|
| Eligible gas, electric vehicle charging, grocery and direct through Air Canada purchases (including Air Canada Vacations) | 1 Aeroplan point per $1 |
| All other purchases | 1 Aeroplan point per $1.50 |
Enter Your Monthly Spending
We'll calculate your Aeroplan points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aeroplan points earnings with the TD Aeroplan Visa Platinum Card.
Or try a quick-fill preset to get started
Ready to apply for the TD Aeroplan Visa Platinum Card?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aeroplan points.
Welcome Bonus
Bonus
Up to 20,000 Aeroplan points
~$400 estimated value
How to Earn It
10,000 Aeroplan points
Spend $0 first purchase
10,000 Aeroplan points
Spend $1,500 within 90 days of Account opening
Card Details
- Annual Fee
- $89/yr (1st year waived)
- Additional Card Fee
- $35
- Network
- Visa
- Rewards Program
- Aeroplan
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
Insurance & Perks
- Delayed and Lost Baggage Insurance
- Flight/Trip Delay Insurance
- Common Carrier Travel Accident Insurance
- Auto Rental Collision/Loss Damage Insurance
- Emergency Travel Assistance Services
- Hotel/Motel Burglary Insurance
- Purchase Security
- Extended Warranty Protection
How to Use the TD Aeroplan Visa Platinum Card Rewards Calculator
This calculator helps you estimate how many Aeroplan points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the TD Aeroplan Visa Platinum Card's earn rates to show you a complete breakdown.
Understanding TD Aeroplan Visa Platinum Card Earn Rates
The TD Aeroplan Visa Platinum Card earns Aeroplan points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Eligible gas, electric vehicle charging, grocery and direct through Air Canada purchases (including Air Canada Vacations): 1 Aeroplan point per $1
- All other purchases: 1 Aeroplan point per $1.50
By focusing your spending on the highest-earning categories, you can maximise the value you get from the TD Aeroplan Visa Platinum Card. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aeroplan points
The true value of your Aeroplan points depends on how you redeem them. As part of the Aeroplan program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $89 Annual Fee Worth It?
The TD Aeroplan Visa Platinum Card carries an annual fee of $89. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.