RBC Avion Visa Infinite

RBC · Rewards Calculator

RBC Avion Visa InfiniteRewards Calculator

Annual Fee: $120/yrPoints Currency: Avion pointsPurchase Interest: 20.99%Cash Advance Interest: 22.99%Welcome Bonus: Up to 55,000 Avion points
CategoryEarn Rate
travel related purchases1.25 Avion points per $1
all other eligible purchases1 Avion point per $1

Enter Your Monthly Spending

We'll calculate your Avion points earnings by category

$

Supermarkets & grocery stores

$

Restaurants, takeout, food delivery

$

Gas stations & EV charging

$

Public transit, Uber, taxis

$

Flights, hotels, car rentals

$

Netflix, Spotify, digital subs

$

Phone, internet, utilities

$

Pharmacies & drugstores

$

Movies, events, concerts

$

Everything else

Enter your monthly spending above

Fill in how much you spend in each category to see a detailed breakdown of your Avion points earnings with the RBC Avion Visa Infinite.

Or try a quick-fill preset to get started

Ready to apply for the RBC Avion Visa Infinite?

Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Avion points.

Welcome Bonus

Bonus

Up to 55,000 Avion points

~$1100 estimated value

How to Earn It

1

35,000 Avion points

Spend $0 upon approval

2

20,000 Avion points

Spend $5,000 first 6 months

Offer Expires

June 15, 2026

Card Details

Annual Fee
$120/yr
Additional Card Fee
$50
Network
Visa
Rewards Program
Avion Rewards
Purchase Interest Rate
20.99%
Cash Advance Rate
22.99%
Foreign Transaction Fee
2.5%
Min. Income Required
$60,000
Lounge Access
No

Insurance & Perks

  • Out of Province/Country Emergency Medical Insurance
  • Travel Accident Insurance
  • Auto Rental Collision/Loss Damage Waiver Insurance
  • Trip Cancellation & Trip Interruption Insurance
  • Delayed Baggage and Flight Delay Insurance
  • Hotel/Motel Burglary Insurance
  • Purchase Security & Extended Warranty Insurance
  • Mobile Device Insurance

How to Use the RBC Avion Visa Infinite Rewards Calculator

This calculator helps you estimate how many Avion points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the RBC Avion Visa Infinite's earn rates to show you a complete breakdown.

Understanding RBC Avion Visa Infinite Earn Rates

The RBC Avion Visa Infinite earns Avion points at different rates depending on the spending category. Here's how the card's tiered earn structure works:

  • travel related purchases: 1.25 Avion points per $1
  • all other eligible purchases: 1 Avion point per $1

By focusing your spending on the highest-earning categories, you can maximise the value you get from the RBC Avion Visa Infinite. Use the presets above to quickly model different spending profiles and see how your rewards change.

Maximising the Value of Your Avion points

The true value of your Avion points depends on how you redeem them. As part of the Avion Rewards program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.

Is the $120 Annual Fee Worth It?

The RBC Avion Visa Infinite carries an annual fee of $120. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.