CIBC · Rewards Calculator
CIBC Aeroplan Visa Infinite PrivilegeRewards Calculator
| Category | Earn Rate |
|---|---|
| Air Canada purchases | 2 Aeroplan points per $1 |
| Gas, electric vehicle charging, groceries, travel and dining | 1.5 Aeroplan points per $1 |
| All other purchases | 1.25 Aeroplan points per $1 |
Enter Your Monthly Spending
We'll calculate your Aeroplan points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aeroplan points earnings with the CIBC Aeroplan Visa Infinite Privilege.
Or try a quick-fill preset to get started
Ready to apply for the CIBC Aeroplan Visa Infinite Privilege?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aeroplan points.
Welcome Bonus
Bonus
Up to 100,000 Aeroplan points
~$2000 estimated value
How to Earn It
10,000 Aeroplan points
Spend $1,000 first 2 monthly statement periods
40,000 Aeroplan points
Spend $5,000 first 4 monthly statement periods
50,000 Aeroplan points
Spend $25,000 first 12 monthly statement periods (anniversary bonus)
Card Details
- Annual Fee
- $599/yr
- Additional Card Fee
- $149
- Network
- Visa
- Rewards Program
- Aeroplan
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Min. Income Required
- $150,000
- Lounge Access
- Yes
- Companion Voucher
- Yes
Insurance & Perks
- Out-of-province emergency travel medical insurance
- Trip cancellation and trip interruption insurance
- Flight delay and baggage insurance
- Auto rental collision/loss damage insurance
- Hotel/motel burglary insurance
- Purchase security and extended protection insurance
- Mobile device insurance
- Access select Maple Leaf Lounges and Air Canada Cafés for primary cardholder and 1 guest before December 31, 2026, plus 6 complimentary visits per year through Visa Airport Companion Program.
- Receive an Annual Worldwide Companion Pass (from $99 to $599 plus taxes and fees) when you spend $25,000 on your card each year; valid for a companion on Air Canada flights in any cabin.
How to Use the CIBC Aeroplan Visa Infinite Privilege Rewards Calculator
This calculator helps you estimate how many Aeroplan points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the CIBC Aeroplan Visa Infinite Privilege's earn rates to show you a complete breakdown.
Understanding CIBC Aeroplan Visa Infinite Privilege Earn Rates
The CIBC Aeroplan Visa Infinite Privilege earns Aeroplan points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Air Canada purchases: 2 Aeroplan points per $1
- Gas, electric vehicle charging, groceries, travel and dining: 1.5 Aeroplan points per $1
- All other purchases: 1.25 Aeroplan points per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the CIBC Aeroplan Visa Infinite Privilege. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aeroplan points
The true value of your Aeroplan points depends on how you redeem them. As part of the Aeroplan program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $599 Annual Fee Worth It?
The CIBC Aeroplan Visa Infinite Privilege carries an annual fee of $599. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.