CIBC · Rewards Calculator
CIBC Aeroplan Visa InfiniteRewards Calculator
| Category | Earn Rate |
|---|---|
| Eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations | 1.5 Aeroplan points per $1 |
| All other purchases | 1 Aeroplan point per $1 |
Enter Your Monthly Spending
We'll calculate your Aeroplan points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aeroplan points earnings with the CIBC Aeroplan Visa Infinite.
Or try a quick-fill preset to get started
Ready to apply for the CIBC Aeroplan Visa Infinite?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aeroplan points.
Welcome Bonus
Bonus
Up to 45,000 Aeroplan points
~$900 estimated value
How to Earn It
10,000 Aeroplan points
Spend $0 upon approval
10,000 Aeroplan points
Spend $6,000 first 6 monthly statement periods
25,000 Aeroplan points
Spend $12,000 first 12 monthly statement periods
Card Details
- Annual Fee
- $139/yr (1st year waived)
- Additional Card Fee
- $50
- Network
- Visa
- Rewards Program
- Aeroplan
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Min. Income Required
- $60,000
- Lounge Access
- No
Insurance & Perks
- Out-of-Province Emergency Travel Medical Insurance
- Mobile Device Insurance
- Hotel Burglary Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
How to Use the CIBC Aeroplan Visa Infinite Rewards Calculator
This calculator helps you estimate how many Aeroplan points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the CIBC Aeroplan Visa Infinite's earn rates to show you a complete breakdown.
Understanding CIBC Aeroplan Visa Infinite Earn Rates
The CIBC Aeroplan Visa Infinite earns Aeroplan points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations: 1.5 Aeroplan points per $1
- All other purchases: 1 Aeroplan point per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the CIBC Aeroplan Visa Infinite. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aeroplan points
The true value of your Aeroplan points depends on how you redeem them. As part of the Aeroplan program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $139 Annual Fee Worth It?
The CIBC Aeroplan Visa Infinite carries an annual fee of $139. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.