American Express · Rewards Calculator
American Express Green CardRewards Calculator
| Category | Earn Rate |
|---|---|
| everyday purchases | 1 Membership Rewards point per $1 |
| eligible hotel and car rental bookings made through the American Express Travel website (Amex Travel as merchant, excluding The Hotel Collection) | 2 Membership Rewards points per $1 |
Enter Your Monthly Spending
We'll calculate your Membership Rewards points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Membership Rewards points earnings with the American Express Green Card.
Or try a quick-fill preset to get started
Ready to apply for the American Express Green Card?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Membership Rewards points.
Welcome Bonus
Bonus
10,000 Membership Rewards points
~$100 estimated value
How to Earn It
10,000 Membership Rewards points
Spend $1,000 first 3 months
Card Details
- Annual Fee
- No annual fee
- Network
- Amex
- Rewards Program
- American Express Membership Rewards
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 21.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
How to Use the American Express Green Card Rewards Calculator
This calculator helps you estimate how many Membership Rewards points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the American Express Green Card's earn rates to show you a complete breakdown.
Understanding American Express Green Card Earn Rates
The American Express Green Card earns Membership Rewards points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- everyday purchases: 1 Membership Rewards point per $1
- eligible hotel and car rental bookings made through the American Express Travel website (Amex Travel as merchant, excluding The Hotel Collection): 2 Membership Rewards points per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the American Express Green Card. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Membership Rewards points
The true value of your Membership Rewards points depends on how you redeem them. As part of the American Express Membership Rewards program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
No Annual Fee Advantage
One of the benefits of the American Express Green Card is that it has no annual fee, meaning every point you earn is pure value. There's no annual cost to offset, so even modest spending can deliver meaningful rewards over time.