TD · Rewards Calculator
TD Aeroplan Visa Infinite Privilege CardRewards Calculator
| Category | Earn Rate |
|---|---|
| eligible purchases made directly with Air Canada including Air Canada Vacations | 2 Aeroplan points per $1 |
| eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases | 1.5 Aeroplan points per $1 |
| all other purchases | 1.25 Aeroplan points per $1 |
Enter Your Monthly Spending
We'll calculate your Aeroplan points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aeroplan points earnings with the TD Aeroplan Visa Infinite Privilege Card.
Or try a quick-fill preset to get started
Ready to apply for the TD Aeroplan Visa Infinite Privilege Card?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aeroplan points.
Welcome Bonus
Bonus
Up to 85,000 Aeroplan points
~$1700 estimated value
How to Earn It
20,000 Aeroplan points
Spend $0 first purchase
35,000 Aeroplan points
Spend $12,000 within 180 days of Account opening
30,000 Aeroplan points
Spend $24,000 within 12 months of Account opening
Card Details
- Annual Fee
- $599/yr
- Additional Card Fee
- $199
- Network
- Visa
- Rewards Program
- Aeroplan
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Min. Income Required
- $150,000
- Lounge Access
- Yes
- Companion Voucher
- Yes
How to Use the TD Aeroplan Visa Infinite Privilege Card Rewards Calculator
This calculator helps you estimate how many Aeroplan points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the TD Aeroplan Visa Infinite Privilege Card's earn rates to show you a complete breakdown.
Understanding TD Aeroplan Visa Infinite Privilege Card Earn Rates
The TD Aeroplan Visa Infinite Privilege Card earns Aeroplan points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- eligible purchases made directly with Air Canada including Air Canada Vacations: 2 Aeroplan points per $1
- eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases: 1.5 Aeroplan points per $1
- all other purchases: 1.25 Aeroplan points per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the TD Aeroplan Visa Infinite Privilege Card. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aeroplan points
The true value of your Aeroplan points depends on how you redeem them. As part of the Aeroplan program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $599 Annual Fee Worth It?
The TD Aeroplan Visa Infinite Privilege Card carries an annual fee of $599. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.