CIBC · Rewards Calculator
CIBC Aventura VisaRewards Calculator
| Category | Earn Rate |
|---|---|
| Eligible gas, electric vehicle charging, grocery stores, and drug stores | 1 Aventura Point per $1 |
| Eligible travel purchased through the CIBC Rewards Centre | 1 Aventura Point per $1 |
| All other purchases | 1 Aventura Point per $2 |
Enter Your Monthly Spending
We'll calculate your Aventura points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aventura points earnings with the CIBC Aventura Visa.
Or try a quick-fill preset to get started
Ready to apply for the CIBC Aventura Visa?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aventura points.
Welcome Bonus
Bonus
Up to 12,500 Aventura Points
~$125 estimated value
How to Earn It
2,500 Aventura Points
Spend $0 within 60 days of approval
10,000 Aventura Points
Spend $1,000 first 4 monthly statement periods
Card Details
- Annual Fee
- No annual fee
- Network
- Visa
- Rewards Program
- Aventura
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
Insurance & Perks
- Purchase Security Insurance (90-day protection on new purchases)
- Visa Zero Liability Policy
How to Use the CIBC Aventura Visa Rewards Calculator
This calculator helps you estimate how many Aventura points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the CIBC Aventura Visa's earn rates to show you a complete breakdown.
Understanding CIBC Aventura Visa Earn Rates
The CIBC Aventura Visa earns Aventura points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Eligible gas, electric vehicle charging, grocery stores, and drug stores: 1 Aventura Point per $1
- Eligible travel purchased through the CIBC Rewards Centre: 1 Aventura Point per $1
- All other purchases: 1 Aventura Point per $2
By focusing your spending on the highest-earning categories, you can maximise the value you get from the CIBC Aventura Visa. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aventura points
The true value of your Aventura points depends on how you redeem them. As part of the Aventura program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
No Annual Fee Advantage
One of the benefits of the CIBC Aventura Visa is that it has no annual fee, meaning every point you earn is pure value. There's no annual cost to offset, so even modest spending can deliver meaningful rewards over time.